🏡 Tips on Transferring Land Title and Tax Declaration in the Philippines

Buying or selling property is a major milestone—but the real work doesn’t end at signing the deed of sale. One of the most important steps after a successful real estate transaction is the transfer of title and tax declaration. Here are a few helpful tips to make the process smoother and stress-free:

✅ 1. Prepare All Required Documents Early

Make sure you have complete and properly signed documents before initiating the transfer. These typically include:

• Deed of Absolute Sale (notarized)

• Original Owner’s Title (TCT or CCT)

• Tax Clearance Certificate

• BIR Certificate Authorizing Registration (CAR)

• Transfer Tax Receipt

• Valid IDs of seller and buyer

Pro Tip: Double-check all names, signatures, and property details for consistency.

✅ 2. Settle All Taxes and Fees Promptly

To avoid penalties, pay the following within their respective deadlines:

• Capital Gains Tax (6% of the selling price or zonal value, whichever is higher)

• Documentary Stamp Tax (1.5%)

• Transfer Tax (0.5%–0.75% depending on location)

• Registration Fee (0.25% of the selling price)

  
  

✅ 3. Apply for Title Transfer at the Registry of Deeds

Once taxes are paid and the BIR issues the CAR, you can now process the transfer of title at the Registry of Deeds. Make sure to:

• Submit the original documents along with proof of tax payments.

• Keep copies of the official receipts and CAR for your records.

  
  

✅ 4. Update the Tax Declaration at the Local Assessor’s Office

After getting the new title, visit the Assessor’s Office to update the property’s tax declaration under the buyer’s name. Bring the new title, CAR, and supporting documents.

Transferring a property title may seem overwhelming at first, but with proper guidance and preparation, it can be a smooth process. It also protects your investment by making sure the ownership is properly and legally documented.

Need help with title transfer or planning to buy or sell property? We’d be happy to guide you every step of the way.

– Atty. Bon Chavez, CPA | Licensed Real Estate Broker | Prime Edge Realty